Terms of Use

Last updated: 6 October 2026.

These terms cover what you may do with the texts, images and tools on karppinen.one.

Content and copyright

Unless stated otherwise, Niko Karppinen holds the copyright to the texts, images and other content on this site, and all rights are reserved. You may quote short passages when you name the source and link to the original page.

Images

Unless an image is marked as free to use, you may not copy, publish or modify it without permission. This includes my portrait photos, whose copyright belongs to photographer Pinja Tuominen.

To request permission, contact me on LinkedIn. Tell me which image you would like to use, where, and for what purpose.

Article images credited “Generated with OpenAI ImageGen” are released under CC0 1.0. You may use them for any purpose without asking or giving credit.

No advice or warranty

Articles, tools and templates are general information, not advice for your specific situation. I provide them as is and am not liable for damage arising from their use.

External links

The site links to external services and sources. I am not responsible for their content. Their own terms and privacy policies apply.

I will update this page if these terms change.